Free tool. Economic + non-economic + present value. State-specific non-economic caps applied automatically.
MedLegal AI pulls these numbers directly from uploaded medical bills, pay stubs, and life-care plan — no manual entry. Plus builds the demand-letter narrative around them automatically. Starts at $49/mo.
Start free — 3 cases, no card → See all 23 tools →Present value. Future losses discounted to present value using a uniform-annuity approximation: PV = total × (1 − (1+r)^−n) / (r × n). This treats the future stream as a level annuity over n years. Real cases should discount year-by-year with jurisdiction-specific real discount rates.
Non-economic damages. Calculated as (pain-multiplier × past medical) plus the ratio applied to PV of future medical. Standard 1x-5x range; catastrophic cases often 3-5x. Your mileage varies by facts and venue.
Caps. State cap data verified against governing statute as of 2024-2025. California's MICRA cap is rising annually; check current year. Some states have separate wrongful-death caps — tool flags where known.